In 2013, the State Council's Several Opinions on Promoting the Development of Health Service Industry pointed out that by 2020, the total size of the health service industry should reach more than 8 trillion yuan. In this large-scale market, in addition to basic medical insurance, whether it is Internet medical treatment or various medical supply modes other than traditional public hospitals, insurance companies have become one of the most sought-after buyers. Like love, unrequited love is not as good as two emotions, knowing oneself and knowing each other can not fight. What are the users of commercial health insurance? How to design medical products that are grafted with insurance? What is the current coverage of commercial health insurance? What is the payment situation? At the International Internet Medical Conference held in Wuzhen, Zhejiang on June 26, Yang Xiaoling, deputy general manager of Pacific Life Insurance, released the “People of Taibao Commercial Health Insurance Customers†for the first time at the forum. This "user Facebook" based on the big data of Pacific Insurance Health Insurance users also allows us to get a glimpse of the development of China's health insurance market from a company. Health reporters restored this "Facebook" based on the data disclosed in the Yang Xiaoling forum. The first thing to emphasize is that Yang Xiaoling’s “Facebook†is based on the big data of CPIC Life Insurance. That is to say, all data statistics are based on CPIC’s life insurance customers. These people themselves are buyers of health insurance or other insurance products, so their awareness of protection is obviously stronger than the average person. Customers who have not bought commercial insurance must have a lower percentage of commercial health insurance. Pacific Insurance, which endorsed this Facebook, ranked 328th in the Fortune 500, with total assets of 760.1 billion yuan, total premiums of 108.59 billion yuan, solvency adequacy ratio of over 201%, and the number of customers from the group more than 90 million, branching across the country. There are 2,800 institutions and the sales team has exceeded 600,000 last year. Looking at the original premium income in January this year, Pacific Life ranked sixth in life insurance companies. At Pacific Life Insurance, 38 out of every 100 insurance customers currently buy commercial health insurance, although 60% of them are still “streakingâ€, but the coverage of health insurance among people who have the habit of purchasing insurance products is already yearly. Upgrade. Among the customers who purchase health insurance, the proportion of men’s purchases is overwhelming. According to the data disclosed by Yang Xiaoling, an average of 59% of the purchasers are male customers. In all provinces in the country, male buyers account for more than half of the total, with the exception of one province. Yang Xiaoling believes that this reflects the male's awareness of the main economic source of the family and the economic pillar. In the age composition of health insurance purchase users, the reality is not the same as the reporter's expectations. After 80/90, these youngest and best-performing people became the people with the highest risk of purchasing insurance, reaching half of the country. Health insurance users of this age accounted for 49% of all health insurance users. Previously born, especially in the 1950s, those who have entered the period of high incidence of physical illness, but the willingness to purchase insurance is not high. This aspect reflects the younger people's awareness of physical health protection, and on the other hand is related to their higher economic ability to pay. Others Orthopedics Instruments We're professional Others Orthopedics
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